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1.5% cash back on everything, 3% on dining and drugstores, and 5% on travel booked through Chase Travel, with no annual fee.
Annual Fee
$0
APR
0% intro for 15 months, then 18.49%–27.99% variable
Welcome Offer
$200 after $500 spent in the first 3 months
Pros
- ✓1.5% cash back on every purchase
- ✓3% on dining and drugstores, 5% on Chase Travel
- ✓0% intro APR for 15 months on purchases and balance transfers
Cons
- ✗1.5% flat rate is lower than 2% cards like the Citi Double Cash
- ✗Balance transfer fee applies
Rates & terms on partner's site. We may earn a commission. How we make money
A travel rewards card: 5x points on Chase Travel, 3x on dining, 2x on other travel, and the option to transfer points to travel partners.
Annual Fee
$95
APR
19.49%–27.74% variable
Welcome Offer
75,000 points after $5,000 spent in the first 3 months
Pros
- ✓75,000-point welcome bonus
- ✓5x on Chase Travel, 3x on dining, 2x on other travel
- ✓No foreign transaction fees
Cons
- ✗$95 annual fee
- ✗The bonus needs $5,000 spent in 3 months
- ✗Getting the most from points takes some planning
Rates & terms on partner's site. We may earn a commission. How we make money
Free credit scores from TransUnion and Equifax, with alerts when they change, plus credit card and loan recommendations.
Cost
Free
Pros
- ✓100% free
- ✓TransUnion and Equifax scores, with change alerts
- ✓Shows the factors behind your scores
Cons
- ✗Uses VantageScore 3.0, not the FICO® Scores most lenders use
- ✗No Experian score
- ✗You’ll see a lot of product recommendations
Rates & terms on partner's site. We may earn a commission. How we make money
Free Tool
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Free Debt Options Check
Overwhelmed by debt? Find out what your options actually are.
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Check My Debt Options →Takes 2 minutes. Results show right away, no sign-up needed.